Highlights
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Balance transfer rate applies for 6 months
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Balance transfer rate: 0% p.a.
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Fraud monitoring
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Interest free period: up to 55 days on retail purchases
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Interest rate: 12.99% p.a. on purchases
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Online purchase security
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Rewards points: up to 1 per dollar spent
Other Features
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Minimum credit limit: $1,000
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Minimum spend to earn $100 gift voucher: $20,000
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Points required to earn $100 gift voucher: 20,000
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View account details online
This credit card rewards you with points for reducing your balance.
Interest Free Days
The interest free days are only available if you pay the balance of your previous statement in full at the time it is due.
Balance Transfer
A 1% fee applies to balance transfers from non-ANZ credit, charge and store cards to an ANZ Balance Visa, except where otherwise stated by ANZ. Interest accrues on balance transfers from the date the transfer is processed by ANZ.
Features & Benefits
Fraud Alert
This card uses ANZ Falcon™ fraud protection where every transaction on this credit card is monitored for irregular activity and specialists are used to identify this and you will be contacted if suspicious activity is detected.
ANZ Extras
As an ANZ cardholder, you have access to a range of exclusive products and services including eDine, ANZ Wine Club, ANZ Car Rental Cover & Secure Sentinel.
Rewards
You can choose between cashback, shopping vouchers and gift cards when redeeming your rewards points.
Cashback
You can use your rewards points to reduce the balance on your ANZ Balance Visa credit card. Cashback rewards are available in $20, $50 and $100 denominations. This will appear as a credit on your credit card statement and will be deducted from your balance.
Shopping Vouchers and Gift Cards
You can redeem your weward points for shopping vouchers and gift cards at stores including Myer, David Jones and more. Most shopping vouchers and gift cards are available in $20, $50 and $100 denominations.
Value of Rewards Points
20,000 rewards points are required to redeem a $100 gift card or shopping voucher. You will need to spend approximately $20,000 to earn this number of rewards points.
This credit card is subject to the full terms and conditions of the issuer.