Highlights
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Additional cards available (linked to primary card holder)
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Fraud monitoring
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Interest free period: up to 44 days on retail purchases
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Points required to earn $100 gift voucher: 13,500
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Rewards points: up to 0.5 per dollar spent
Other Features
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Interest rate: 19.99% p.a. on purchases
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Minimum spend to earn $100 gift voucher: $27,000
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Rewards program: American Express
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View account details online
The Gold Ascent Credit Card is a new $0 Annual Fee credit card from American Express which gives you complimentary access to the Ascent Rewards program to earn points towards flights and other shopping rewards.
Features & Benefits
American Express Membership Rewards Ascent lets you access premium rewards including flights with 6 leading airlines like Singapore Airlines, Cathay Pacific and Virgin Atlantic, travel packages, hotels and car hire. You can also enjoy greater shopping options with gift cards to your favourite stores and the latest products online.
Online Fraud Protection Guarantee with American Express
You are protected against fraudulent activity online when you use this credit card and you won't be held responsible.
Paperless Statements
As a new card from American Express, the Gold Ascent offers paperless statements to reduce paper wastage. You get an email when your statement is ready to view on the web.
Interest Free Days
This card features interest free days - check the key features.
The Ascent Rewards Program
You will earn 0.5 rewards points on each dollar that you spend and you receive complimentary enrolment into the Ascent Rewards program. You can double your points earning potential by upgrading your card with an additional fee.
Key benefits of the American Expression Membership Rewards Ascent program:
- Points are not capped and won't expire as long as your account remains current so there's no limit to how many you can earn.
- Access hundreds of destinations with 6 airline rewards partner programs (including 57 of their airline partners). You can now also transfer your points to Air New Zealand Airpoints.
- Singapore Airlines, Virgin Atlantic & Virgin Blue:
- 1 Membership Rewards point = 1 airline rewards point.
- Cathay Pacific, Malaysia Airlines & Thai Airways
- 4 Membership Rewards points = 3 airline rewards points.
Value of Rewards Points
13,500 rewards points are required to redeem a $100 gift card or shopping voucher. You will need to spend approximately $27,000 to earn this number of rewards points.
This credit card is subject to the full terms and conditions of the issuer.