Highlights
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Additional cards available (linked to primary card holder)
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Fraud monitoring
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Interest rate: N/A (charge card)
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Online purchase security
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Points required to earn $100 gift voucher: 13,500
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Post purchase protection on purchases
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Rewards points: up to 1.5 per dollar spent
Other Features
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Charge card - must pay back in full every month
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Concierge program from American Express
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Minimum spend to earn $100 gift voucher: $13,500
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Rewards points are tiered
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Rewards program: American Express
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View account details online
Platinum Charge Card - You Pay Back the Balance in Full Each Month
With this card, there is no pre-set spending limit, although you are required to make repayments in full each month. The difference between a credit card and a charge card is that a credit card will provide a set spending limit and allow you to pay back the balance over a longer period. You are free to spend as much as you can repay.
There is no interest rate as you must pay the full amount of the balance each month.
Features & Benefits
24/ 7 Platinum Travel
Your Platinum Card gives you access to exclusive offers and first class services. Platinum Travel is open 24/7 to get the full travel benefits available with your Card membership, including exclusive upgrades and value.
Travel Insurance
Domestic and International Travel Insurance for you and your family.
Card Portfolio
Platinum Card membership entitles you to a portfolio of Cards, available at no extra cost. This includes an Additional Platinum Card to assist you in separating your personal and professional expenses. You can also extend the benefits of membership to those closest to you with 4 complementary Supplementary Platinum Cards. You’ll earn Membership Rewards points on your Additional Card and Supplementary Card
You also have access to the Platinum Credit Card.
Priority Seating
American Express will arrange event bookings, secure tickets and give recommendations for theatre productions, concerts, sporting events and other special events.
Table Reservations
Platinum service professionals are on hand to secure your reservations at world-class restaurants across Australia and overseas. As a Platinum Card member, you’re assured a table reservation for up to four people at an impressive array of Australia’s top restaurants. The Platinum table will be held for you until 10am each day.
Post Purchase Protection with American Express
You are protected if any items are lost, stolen or damaged within 90 days of purchase on your American Express Card.
Travel Inconvenience Cover
Travel Inconvenience Cover will cover you for flight delays, missed connections or delayed luggage.
Online Fraud Protection Guarantee with American Express
You are protected against fraudulent activity online and you won't be held responsible.
Refund Protection from American Express
If you are unable to get a refund on a product within 90 days of purchase, you will be covered for a refund through American Express.
'Buyer's Advantage' - Extended Warranty with American Express
Extends the manufacturer's warranty by up to 12 months.
Travel & Rewards
Ascent Premium
Free Membership into the Ascent Premium program with your Platinum Card - Designed for Frequent Travellers with access to Frequent Flyer programs and Shopping, Travel and Lifestyle Rewards.
Frequent Flyer Programs Available Through the Ascent Program
- Singapore Airlines - Krisflyer
- Virgin Atlantic
- Velocity
- Cathay Pacific
- Thai
- Malaysian
Earn 1.5 Rewards Points to $200,000
You can earn 1.5 Membership Rewards points up to a limit of $200,000, reverting to 1 point per $1 after this limit.
Full Service Travel Bookings
However you choose to travel, the Platinum Platinum Travel Service team can organise it for you.
Airline Privileges Program
Platinum membership offers exclusive savings when you travel for business or leisure. Depending on the airline and the destination, your selected discounts can be up to 30% compared to standard fares purchased outside the program.
Current airline partners include:
Air Canada | Air Mauritius | Air Pacific | Air Tahiti Nui | British Airways | Etihad Airways | Japan Airlines | Singapore Airlines | Virgin Atlantic |United Airlines
Priority Pass - Airport Lounge Membership
Platinum Card members enjoy access to more than 500 VIP lounges, through complimentary and unrestricted membership of Priority Pass, the world’s largest independent airport lounge program in 275 cities across 90 countries, including Virgin Blue lounges in Australia.
Hotels
Exclusive benefits with an international network of hotels - including room upgrades, complimentary breakfasts and the luxury of late checkout times.
Value of Rewards Points
13,500 rewards points are required to redeem a $100 gift card or shopping voucher. You will need to spend approximately $13,500 to earn this number of rewards points.
This credit card is subject to the full terms and conditions of the issuer.