Highlights
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Additional cards available (linked to primary card holder)
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Alternative card available, e.g. Visa or MasterCard
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Balance transfer rate applies for 6 months
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Fraud monitoring
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Interest free period: up to 45 days on retail purchases
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Online purchase security
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Post purchase protection on purchases
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Rewards points: up to 3 per dollar spent
Other Features
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Balance transfer rate: 3.99% p.a.
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Concierge program from American Express
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entréTM program from American Express
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Interest rate: 18.09% p.a. on purchases
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Minimum credit limit: $8,000
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Minimum spend to earn $100 gift voucher: $5,566
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Points required to earn $100 gift voucher: 16,700
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Rewards pogram: Velocity
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View account details online
Benefits of the Altitude Platinum Credit Card
3 Points Per Dollar
3 Points Per Dollar. With the Altitude Platinum credit card you can earn 3 Points per Dollar when you use your Altitude American Express credit card.
Complimentary Overseas Travel Insurance
When you purchase overseas travel with your Altitude Platinum credit card, you can receive free comprehensive overseas travel insurance cover for trips of up to six months and transit accident insurance when you book your transit with this credit card.
Purchase Security Insurance
120 days free Purchase Security Insurance cover against loss, theft or accidental damage for most new items you purchased with your Altitude Gold credit card in Australia and overseas.
Extended Warranty
Extended Warranty Insurance of up to two years, in addition to the manufacturer's warranty, on most new domestic appliances purchased with your Altitude credit card in Australia.
Platinum Concierge
Concierge is your own personal assistant, providing emergency assistance worldwide as well as helping you find the perfect party venue, or get tickets to your favourite game.
entré™ created by American Express, Mastercard® Applause™, American Express Selects®
As an Earth Platinum Cardholder, you will be eligible to take advantage of entré. Giving you access to exclusive offers from preferred travel, golf, dining and spa partners. You can also access the Mastercard Applause program and the American Express Selects program.
The Altitude credit card lets you redeem Altitude points for flights on some of the world's major airlines, or for Frequent Flyer points with Virgin Blue, Malaysia Airlines, Air New Zealand or Singapore Airlines. For earning points in the Qantas Frequent Flyer program, you will need to move to a Westpac Earth Credit Card.
Two Cards for Additional Points / Maximum Acceptance.
With this credit card, you receive two cards linked to the same account.
With your Westpac Altitude American Express Card, you can earn the maximum level of rewards points with your purchases.
With your Westpac Altitude Visa Card you earn less points per dollar and you can use this card in a wider number of locations.
Fraud Alert
This card uses the Westpac Fraud Protection Team where every transaction on your credit card is monitored for irregular activity and specialists are used to identify this and you will be contacted if suspicious activity is detected.
Balance Transfer
Balance Transfer: Transfer the Balance at the Time of Application
To be able to transfer your balance at the low interest rate, you must be apply for the balance transfer at the time of the application. Transfers after the application are at the same rate as purchases.
Interest Free Days
The Interest Free days on this credit card are published in the key features section on this page. The interest free days are only available if you pay the balance of your previous statement in full at the time it is due.
Altitude Points & Rewards
Use your points with the Altitude Travel service to book tickets on some of the world's major airlines, or redeem your Altitude Points for Frequent Flyer points with:
- Virgin Blue
- Malaysia Airlines
- Air New Zealand
- Singapore Airlines
Bonus Points
Earn Bonus Points with Hoyts / Mirvac / Avis and other partners when you use your Altitude Credit Card.
Altitude Travel
Book your accommodation, holiday packages, car rental and flights directly through Altitude Travel.
Using your Rewards
Redeem points for a wide range of rewards, including gadgets, homewares, clothing, wine, as well as vouchers for David Jones, Prouds and Myer.
Top-Up your Rewards Points
Choose to top-up your points using our Points Plus Payment option if you don't have enough Altitude points to redeem a reward.
Points earned when you use your Altitude American Express Credit Card
- To earn maximum points on this card, you will need to use your Altitude American Express card.
- You earn 0.5 points per $ dollar spent when you use your Altitude Visa Card.
Value of Rewards Points
16,700 rewards points are required to redeem a $100 gift card or shopping voucher. You will need to spend approximately $5,566 to earn this number of rewards points.
This credit card is subject to the full terms and conditions of the issuer.