All major US carriers now offer an early upgrade option where you can get a new phone every 6-12-18 months (depending on the carrier) by paying your phone in monthly installments.
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Most of us have heard advertisements from the major carriers claiming you can get a phone with no money down. You might now be wondering if these offers are too good to be true, as no company would give a brand new smartphone phone away, right?
Well we are here to shed some light on these promotions and let you know how these promotions tend to work. The term "zero ($0) dollars down" unfortunately does not mean the phone is free to the customer, yet simply means that you are not required to pay any amount until your first monthly bill. When you receive your first months bill, you will notice that the cost of the phone will be added onto your monthly service charge, allowing you to make easy payments for your new smartphone.
Qualifying for a zero ($0) dollar phone has never been easier as most carriers currently offer phones for no money down. In order to qualify for a new phone with no money down, you'll need to have a established a fair to good credit score from one of the main credit reporting agencies. When you sign up for a phone with no money down, you'll need to provide your Social Security number as well as other personal information. This is done to ensure that you are able meet your monthly financial obligation.
Most carriers today give their customers the chance to purchase a phone for little to no money upfront. These options are extremely beneficial for customers who do not have the money to pay for their phones entire amount. If you have a fair credit score, you can now own the newest phones and pay for the phone each month instead of all at once. Let's face it, new phones can be super expensive and most of us do not have $800 for a new phone upfront. With zero down, you'll be able to finance a phone for 18-24 months, allowing you to have the newest phone but not break the bank.
Our pick of the Hot Deals from every carrier, handpicked and fresh
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