We know every dollar counts right now, and that's exactly why family plans are so important. Whether you're managing two lines or bundling four, a family plan is a smart and easy way to save on your monthly phone bill in 2026.
After testing 9 different plans and carriers to find the best multi-line phone plans, we found that the best family plan is T-Mobile's Experience More, totalling $170/month for a family of four. That breaks down to $42.50 per line, half the cost of a single line of Experience More. Not only does this plan offer unlimited talk, text, and premium data that never slows, but it also includes amazing perks like a free Netflix subscription to watch your family's favorite shows together.
Read on for more details on our picks for the best family plans, and learn how to pick the right plan for your family's digital needs.
Want a cheaper family plan? T-Mobile's new Better Value plan is just $46/line
T-Mobile's new Better Value plan is the perfect offer for families looking to save on their wireless bill. It offers unlimited premium data and a 250GB mobile hotspot for just $140/month for three lines. That breaks down to just $46/line, which is a great deal for the nation's best 5G network.
The Better Value plan also offers over $360 in free perks, including features like:
- Free Netflix and Hulu subscriptions
- Free T-Satellite service
- 30GB of high-speed international data
- Device upgrades every two years
Switch to T-Mobile now and start getting more from your wireless plan.
Why you can trust WhistleOut
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15+
years of mobile industry experience
900+
published wireless guides
35+
firsthand carrier reviews
We've been around since the birth of the iPhone. Along the way, we've learned how to spot the best deals for your wallet (and your sanity). We spend our days researching informative guides and writing insightful reviews on every kind of wireless plan, distinguishing what matters from what doesn't. We played around with these plans before recommending them, ensuring they're worth your hard-earned money.
Want to know more? Check out how we review every cell phone plan we rank.
Our expert picks for the best family plans
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Best overall plan T-Mobile Experience More → Unlimited 5G data on T-Mobile's network → $170/month for 4 lines |
View at T-Mobile |
| Runner up US Mobile Unlimited Starter → Unlimited data on AT&T, T-Mobile & Verizon networks → $100/month for 4 lines |
View at US Mobile |
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Best family plan for flexibility Visible Visible+ plan → Unlimited data on Verizon's network → $120/month for 4 lines |
View at Visible |
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Cheapest family plan Tello Unlimited Talk, Text, and 10GB Plan → Unlimited data on T-Mobile's network → $60/month for 4 lines |
View at Tello |
Top 4 best phone plans for families
1. Experience More from T-Mobile: Best family plan overall
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T-Mobile
Experience More | Family Plan
$170.00/mo
with Auto-Pay + Taxes and fees
|
T-Mobile's Experience More family plan offers unlimited premium data, 60GB of high-speed hotspot, international data, and free Netflix. This family-friendly phone plan includes data that never slows, so parents can work on the go and teens can stream smoothly. Plus, T-Mobile foots the bill for movie night with a free Netflix subscription.
At $170/month for four lines—or $42.50/line—Experience More gives families the best perks and premium data everyone can enjoy.
Reasons to buy
- Easily manage multiple lines via the app
- Access to T-Mobile's 5G network
- Unlimited premium data that won't slow down
- Massive hotspot included
- 15GB full-speed international data
- Free streaming subscription
Reasons to avoid
- Cheapest price requires 3 or more lines
- No plan customization
Why it beats the competition
T-Mobile's Experience More is truly the best value when you sign up for a family plan with three or more lines. Although it's expensive at $85/month for a single line, a family of four can pay as little as $42.50 per line—less than half the standard price.
Families get unlimited premium data at 5G and 4G LTE speeds on T-Mobile's network, plus a massive 60GB hotspot on each line for $170/month. Given the steep savings, Experience More is the best T-Mobile family plan for the price-to-perk balance. This plan is great for families of heavy data users who need fast, reliable 5G speeds and want to save on extras like streaming or international perks.
T-Mobile Experience More: Family plan pricing by lines
| Monthly total | Per line | Savings per line | |
|---|---|---|---|
| 1 line | $85/mo. | $85/mo. | — |
| 2 lines | $140/mo. | $70/mo. | $15/mo. per line |
| 3 lines | $140/mo. | $46.67/mo. | $38.33/mo. per line |
| 4 lines | $170/mo. | $42.50/mo. | $42.50/mo. per line |
*Taxes and fees not included.
T-Mobile's generous perks are also a major selling point for families. The Experience More plan includes free Netflix, so you no longer pay an extra $10/month for additional streaming subscriptions. You can also take advantage of T-Mobile Tuesdays, their loyalty program that offers discounts on movie tickets, restaurants, and even hotels.
And if you are a family that takes vacationing seriously, the Experience More plan includes travel perks like 15GB of high-speed data to use in Mexico and Canada, and even 5GB of international data to access in over 215 locations. Plus, access to in-flight Wi-Fi means you'll still be connected in transit, too.
In our hands-on testing of T-Mobile, we found that 4G and 5G speeds were consistently fast in more populated areas, topping out around 350Mbps near a T-Mobile 5G tower.
Our experience with T-Mobile
In his full write-up about T-Mobile, Senior Staff Writer Max McCaskill thinks T-Mobile's plans are the best for families because you "get more bang for your buck." Plus, he explains that T-Mobile's perks cater to busy families who "need fast data speeds, are constantly on their phones, and want premium extras like mobile hotspot data and free Netflix." That way everyone in the family stays connected and happy.
Read his full T-Mobile review.
What users are saying
Users on the T-Mobile subreddit value Experience More's competitive perks at a mid-tier price point. u/NijThaGreat recommends opting for the slightly cheaper plan versus T-Mobile's top-tier Experience Beyond option, "Experience More has almost all the same features except you get 60 GB hotspot per line, [and] Netflix. The satellite feature can be added, but it's like $15 per line. Also, one more thing, both plans are able to get a 3rd line free, so you would be paying for 4 lines instead of 5."
The bottom line
T-Mobile's Experience More plan is the best multi-line phone plan for families. It gives you unlimited premium data on the largest 5G network to date, 60GB of premium hotspot data, international coverage, and free streaming perks. Everyone in the family will have plentiful data that never runs out, and you can bond over the latest season of Stranger Things or watch the latest flick together.
Family saver tip: Get unlimited T-Mobile coverage for $15/month with Mint
Mint Mobile is a T-Mobile MVNO, offering cheap premium data on the nation's largest 5G network. New customers can snag 5GB of lightning-fast 5G data for only $15/month with Mint's introductory pricing, for a total cost of $45 for three months of service. Or you can opt for unlimited data for just $30/month ($90 upfront). Just know that if you want to continue with Mint, you'll have to renew for another three months at the full plan price unless you sign up for a full year of service.
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Mint Mobile
Unlimited Data Plan
$25.00/mo
$75.00 upfront payment for 3 months (equals to $25.00/month). Intro pricing for new customers only.
|
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Mint Mobile
5GB Data Plan
$10.00/mo
$30.00 upfront payment for 3 months (equals to $10.00/month). Intro pricing for new customers only.
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2. US Mobile Unlimited Starter plan: Best budget family plan
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US Mobile
Unlimited Starter Plan
$100.00/mo
|
At just $25/line (or $100/month for 4 lines), US Mobile's Unlimited Starter plan combines a ton of data and all three nationwide networks for less than one family outing to Starbucks. Depending on which network you choose, you get either 70GB of premium data before deprioritized data kicks in, or completely unlimited premium (exclusive to the AT&T Dark Star network). US Mobile also includes a decent 10–20GB hotspot to keep your other devices connected when away from home.
While US Mobile doesn't offer specific family plan discounts, its affordable service is already lower than most phone plans. There aren't any hidden fees or surprise taxes with a US Mobile family plan, either, so your monthly price won't change unexpectedly.
Reasons to buy
- Cheapest plan with premium data on the market
- Unlimited data for the whole family
- Access to Verizon, AT&T, and T-Mobile networks
- Hotspot included to connect tablets and laptops
Reasons to avoid
- No multi-line discounts
- No free subscriptions or entertainment perks
Why we love it
US Mobile's $25 Unlimited Starter plan is ideal for families looking for a cheap cell phone plan, lots of premium data, and reliable coverage. It includes a massive amount of data, enough hotspot to last you through the month, and the flexibility to choose which network has the best signal in your hometown.
At only $25/month, Unlimited Starter's premium data offerings are unbeatable. With US Mobile, you get either 70GB or unlimited premium, but most other unlimited plans at this price point throttle speeds at around 30GB or 50GB. That's why this plan is the best option for families with heavy streamers; it's difficult to burn through that much data in a single month. Although it doesn't offer any extra perks like subscriptions, the Unlimited Starter plan includes everything your family needs in an affordable phone plan.
Our experience with US Mobile
One of the best US Mobile perks for families is the ability to choose which network works best where your family actually spends time, whether that's where the parents work or where the kids go to school. After spending a month testing US Mobile's coverage, Senior Staff Writer Max McCaskill explained that, "US Mobile's coverage is expansive and reliable because it uses all three major networks."
You get to choose which coverage map has the best signal in your hometown, so you don't get caught in dead zones. Max explains that, "Verizon offers the largest 4G LTE network in the nation, T-Mobile has the largest 5G network, and AT&T offers the second-largest 4G LTE and 5G networks with excellent rural connectivity."
Read his full US Mobile review.
What users are saying
Families appreciate their monthly savings with US Mobile's Unlimited Starter plan. On the r/USMobile subreddit, one redditor explained just how much her family of four was saving after switching from US Cellular: "Family of 4 here. 3 iPhone 13s and a Samsung S20 5G in the Milwaukee area and La Crosse, Wisconsin. 5G service is awesome. Everyone in the family loves the service, and we've really had no issues with dropped calls or connections. So happy we switched from US Cellular! Saving $130/month."
The bottom line
Unlimited Starter is an excellent plan for families who need cheap unlimited data and a decent hotspot at a wallet-friendly price. There are not many plans offering an unlimited allotment of data and an unlimited mobile hotspot for just $25/month, totaling $100/month for four lines. With US Mobile, you get more than enough 5G data for the month, and a great hotspot to connect your tablet on the go, too.
3. Visible+ from Visible: Best inclusive and flexible family plan
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Visible
$35 Visible+ Plan
$35.00/mo
Taxes & Fees included
|
The Visible+ plan includes unlimited premium data on Verizon's fastest Ultra Wideband network and an unlimited mobile hotspot for only $30/line. Normally $35 per month, you can bundle multiple lines and save $5 per line with Visible's Inner Circle family plan. This lowers the cost for a family of four to just $120/month.
Reasons to buy
- Unlimited premium data
- Unlimited hotspot data
- International perks
- Verizon 5G coverage
Reasons to avoid
- Hotspot speeds capped at 10Mbps
Why we love it
Visible+ combines stellar nationwide coverage and practical perks to bring you an unlimited plan that has it all. With unlimited premium data, 5G Ultra Wideband access, unlimited hotspot, and stackable Global Passes for international travel, Visible+ is a wonderful plan everyone in the family will love. Plus when you bundle your lines, you can save an extra $5/line every month.
Visible's definition of family is more flexible and inclusive than other carriers. With a Visible Inner Circle family plan, you can add up to 7 members, including your closest friends and extended family. You don't have to have the same last name or address—all you need to join a Visible family plan is an active Visible account. And the best part is that each person can pay for their own plan, making management a breeze.
Our experience with Visible
Staff Writer, Jessica Santero, switched to Visible and has been a loyal customer for over two years. She recommends, "Visible—and particularly the Visible+ plan—is the best option for anyone who frequently travels, or prioritizes unlimited features." For families on Verizon's network, Visible's low-cost unlimited plans are unbeatable.
Read her full Mint vs. Visible comparison.
What users are saying
Visible Wireless customers on the r/Visible subreddit are generally happy about the inclusion of a family plan discount, but would like greater flexibility. User u/N98270 noted that set-up was seamless and the savings added up quickly, stating, "it could be a game-changer for people who need to manage multiple lines."
While Visible's Inner Circle is revolutionary, since every member can pay for their own line as a modern family, u/N98270 also noted that every participant must have their own email address, adding, "I was disappointed I'm not finding a way to add another line to my Inner Circle using the same email address. This seems like a big drawback, especially for people who want to manage multiple lines for their family under a single account."
The bottom line
The Visible+ plan is a competitive option for families looking for smooth coverage and decent perks. Although you won't save extravagant amounts with multi-line bundling through Visible's Inner Circle, at least you'll save $5/line each month—that's an extra $20 in your wallet for a family of four.
4. Tello Unlimited Talk, Text, and 10GB Plan: Best plan customization
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Tello
Unlimited Text, Talk, and 10GB Plan
$15.00/mo
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Tello Mobile's Unlimited Talk, Text, and 10GB plan for $15/month is a great option for customers who need a small data plan on T-Mobile's network. Plus, Tello allows families to mix and match plans for even more customization. You can even alter your family plan as you see fit after switching.
Reasons to buy
- 10GB high-speed data allotment
- Mobile hotspot using data allotment
- Customizable plans
- T-Mobile 5G coverage
Reasons to avoid
- Spotty coverage in rural areas
Why we love it
Tello's Unlimited Talk, Text, and 10GB plan offers extremely cheap access to T-Mobile's 5G network while still offering a decent data allotment. But best of all, with Tello, you can mix, match, and combine different plans to meet your family's individual needs instead of creating a shared data pool. Opt for a $5/month talk-and-text plan for younger teens, or an unlimited data plan for mom and dad.
While Tello offers many different plan options, we recommend choosing Tello's 10GB plan, seeing as the average American uses between 10–12GB of data per month. Tello's cheapest plan is $5/month for no data, 100 minutes, and free texting. Its most expensive plan includes unlimited talk, text, and data for $25/month. Altogether, for four lines of service, your Tello family plan will cost anywhere from $20–$100/month.
Our experience with Tello Mobile
Tello offers one of the cheapest possible family plans on the market. After spending a month using Tello Mobile, Senior Staff Writer Max McCaskill said, "One of Tello's best features is its low prices With plans starting at just $5/month, it's among a select group of carriers that offer ultra-low-priced options." Families looking to save on monthly bills should start with Tello.
Read his full Tello Mobile review.
What users are saying
Tello Mobile customers on the r/Tello subreddit rave about Tello's extremely low pricing. After switching from a family plan with a major carrier, u/bestwishes15 explained, "I couldn't afford to pay $40–$50/month to be part of my family's ATT plan. I'm so glad Reddit helped me discover Tello, a prepaid phone service provider that uses T-Mobile's 4G LTE and 5G networks. I've been a happy customer for over 1 year now. You can customize your 30-day prepaid plan according to your needs every month."
The bottom line
Tello's Unlimited Talk, Text, and 10GB plan for $15/month is a great option for customers who need a cheap phone plan with a small data allotment. The ability to customize your plan and use your data with a mobile hotspot are additional perks that maximize this plan's value.
All family plans we reviewed in 2026
We've shared our top three family plans, but we've also evaluated several other affordable family plans that were considered but ultimately edged out. Some of these plans are actually great options, but they just weren't the best. We've also listed the plans you should steer clear of to avoid overpaying for inferior service. Check out our recommendations below for all the details.
Other top family plans we recommend
Cricket Smart Unlimited plan
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Cricket
Smart Unlimited Plan (Multi-line)
$110.00/mo
+ $39.96 Upfront
|
Cricket's Smart Unlimited plan includes unlimited data, access to AT&T's 5G network, 15GB of hotspot data, and even a free subscription to HBO Max and 100GB of cloud storage for all your family photos. For $110/month for four lines ($10/month more than US Mobile's Unlimited Starter plan), you get streaming perks and reliable service. Check out our top picks for best Cricket Wireless family plans in our guide.
Twigby Mobile 10GB Plan
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Twigby Mobile
Unlimited Talk, Text and 10GB Data
$15.00/mo
for the first 3 months then $25.00/month
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Twigby Mobile's 10GB Plan is a great, cheap limited data plan on Verizon's network. You'll can snag this plan for only $15/month during the first three months of service. After the introductory period, the price jumps to $25/month. 10GB should be enough data to get you through the month if you occasionally use Wi-Fi at home.
Family plans worth considering (with reservations)
3-month Unlimited Data plan from Mint Mobile
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Mint Mobile
Unlimited Data Plan
$25.00/mo
$75.00 upfront payment for 3 months (equals to $25.00/month). Intro pricing for new customers only.
|
With a starting price of just $30/month, Mint's Unlimited Data plan is a great option for cheap service on T-Mobile's service. A Mint family of four can take advantage of the country's fastest 5G speeds for just $120/month for your first three months—significantly less than what you'll pay for equivalent service from T-Mobile itself.
We actually love Mint for the value they offer, but we don't love that they only offer multi-month plan packages, requiring you to pay for all three, six, or 12 months of service upfront. And after your first three months with Mint, to lock in the cheapest price, you'd have to then sign up for a full year of service—essentially locking you into your plan for that whole time. If you don't want to commit to 12 months, your price jumps to $40/month, or $160/month for four lines, making it far less of a bargain.
Total Wireless' Total 5G Unlimited plan
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Total Wireless (previously Total by Verizon)
Total STARTER Multi-line Plan
$95.00/mo
with AutoPay
+ $3.96 Upfront
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Total Wireless offers another enticing family option with its Base 5G Unlimited plan at $100/month for four lines. You get unlimited data—but it's deprioritized or slower at busy times of the day—and 5GB of hotspot data. It's a decent offering on Verizon's network, but for the same price, you could opt for US Mobile's Unlimited Starter plan for more hotspot and premium data.
Family plans we don't recommend
Free Flex Plan from TextNow
TextNow offers a free phone plan (if you buy the $4.99 SIM card). However, in our testing, we had an overall poor experience with TextNow. Not only does TextNow make customers use its app to make calls and send texts, but adding mobile data is also very expensive. The Monthly Unlimited Pass offers a measly 10GB of full-speed data for a whopping $40/month, which is wildly overpriced and costs more than other unlimited data plans currently available.
MobileX Unlimited
MobileX offers an Unlimited Plan for $24.88/month, which includes unlimited data on Verizon's network (but it's subject to deprioritization). Although, for an extra $5/month, you can add MobileX's Gold Network Priority Access that gives you priority data during times of network congestion. If you don't need Gold Network access throughout the entire month, you can purchase Priority Access data on demand as you need it for $2.10/GB. That's a decent price for a cheap unlimited plan, we experienced serious problems with coverage and the carrier's customer service during our MobileX testing. You are better off getting a similarly priced plan (like Visible's) instead.
What makes a good plan for families?
Choosing a family plan can be challenging, particularly when major carriers offer bundling discounts while smaller mobile virtual network operators (MVNOs) focus on competitive data plan pricing. Here's what you should look for (and beware of) when deciding which family plan to sign up for.
What to look for
- Will the plan meet my needs?
We think T-Mobile's Experience More plan is perfect for families. Priced at $170/month for a family of four (or $42.50/line), you get completely unlimited data and all the works. With unlimited premium data to cover all of your needs, and 60GB of mobile hotspot to use your favorite app away from home, you're covered with T-Mobile. - Will the low price stay low?
Many carriers offer low introductory pricing on their plans, but raise the prices after a few months. With T-Mobile, you won't experience any price hikes, but you might see some jumps with other carriers. We love Mint Mobile's plans, which include a low rate for the first three months of service. Just make sure you know what you are signing up for.
What to avoid
- Poor coverage
A phone plan is useless if you can't get service. Whether you're at home or traveling between soccer matches and gymnastics lessons, make sure you choose a network that offers coverage in your most frequent locations. That way you won't be cut off unexpectedly. - Fancy perks
Perks often come with a more expensive price tag. When choosing a phone plan, it's important to prioritize practicality over flashy perks that come at a higher price. Make sure you'll actually use a specific perk before choosing a plan that includes it. - Shared data plans
In the old days, shared data plans were a standard family plan option. They allowed everyone on an account to use one pool of data for cheaper service. Today, these kinds of plans are too small for average users, making them very expensive unless you use a very small amount of data per month.
How we picked the best family plans
Each of our plan picks is underpinned by an extensive first-hand test and review of its features and performance. Our team evaluates phone plans based on the following criteria:
- Price & value: Not all family plans actually have multi-line discounts, but you don't necessarily need a "family" plan to get the best deal. Sometimes, a standard plan for each line is a better deal than a family plan from a more expensive carrier. We look at everything a plan includes and compare it to other plans from the same carrier, as well as similar plans from competitors in the market, to determine whether the value is consistent with the price.
- High-speed data: Also called "premium" data, this is how much data you get at full 4G/5G speeds before they can (or will) slow down. The more guaranteed high-speed data the plan includes, the better experience you'll generally have—but there's also usually a limit to how much you actually need, and we ensure that you're not overpaying for data that will go unused.
- Coverage & network reliability: The extent of each carrier's 4G LTE and 5G networks determines your reception and service. Particularly in the case of 5G, some carriers offer far more robust coverage than others, which affects how their phone plans perform in different parts of the country.
- Plan extras & perks: In addition to the basics—talk, text, and data—some plans throw in extra free perks like hotspot allowances, cloud storage, entertainment subscriptions, or service discounts.
Our mobile experts spent at least one month using each of the plans we've recommended to you. In addition to running speed tests, tethering to the hotspot, and analyzing coverage reliability, we also leveraged proprietary data and real-world customer feedback to evaluate plan options, cost, and inclusions. We considered plan-specific elements, including perks, premium data allowances, and mobile hotspot allocations. After our hands-on testing and extensive research, we picked the best plans we feel meet the needs of most people.
Visit our guide to choosing a phone plan to dive deeper into how we evaluate plans and carriers, and how to pick the right plan for yourself or your family.
Best family phone plans: FAQs
How many lines can I have on a family plan?
The number of lines you can have on a family plan varies by provider, but you can expect to add anywhere from 2–10 lines. Major carriers tend to allow for more lines, even up to 12 lines on a single family plan with Verizon. However, most smaller carriers max out family plans at 4 or 5 lines.
Which family phone plans include perks like Netflix and Disney+?
There are many family phone plans that include streaming perks like Netflix and Disney+. Get free Netflix with Ads with T-Mobile's Experience More, and an additional subscription to Hulu with Ads with Experience Beyond.
Cricket includes HBO Max with its top-tier unlimited plan, while US Mobile lets you choose from a range of streaming services with a family plan on Premium Unlimited. Verizon also offers discounted $10/month perks you can choose from, including streaming bundles with Netflix and Disney+.
What's the difference between unlimited family plans and shared data family plans?
The main difference between unlimited family plans and shared data family plans is in how data is accessed. Unlimited plans include unlimited data for each line on the family plan, whereas shared data includes a pool of data that is shared between the plan lines.
So if you have 70GB of shared data and four lines, you don't have a certain limit on each line, but rather will all pull from the total according to line needs. It's a double-edged sword though, because you may run out of data if one line uses too much too fast.
Can I mix and match different plans on a family plan?
Yes, you can mix and match different plans on a family plan, but not with all providers. Mint Mobile, Tello, and Verizon all allow for plan customization by mixing and matching, but other carriers don't allow for different plans on the same account.
Jessica Santero
Staff Writer
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