Best Cell Phone Plans & Carriers in New York City


WhistleOut
05 January 2017


Ah, the Big Apple. Financial capital of the Western world, beating heart of the publishing and advertising industries, home to innumerable historical landmarks, a sprawling urban metropolis with 8.5 million residents. 

New York City is one of the world’s most connected municipalities, and a whopping 96% of its inhabitants own cell phones, while 80% own smart phones. 

Not surprisingly—and contrary to certain long held beliefs—reception is mostly excellent throughout the city for all four major carrier networks. Sure, coverage can be a bit tricky in between certain skyscrapers or in places jam-packed with people, but for the most part you’ll enjoy great coverage from Red Hook all the way up to Queens, and Coney Island to the Bronx. 

New York residents have a bevy of providers to choose from—32 to be exact—and hundreds of different plans from major and minor outfits alike. Read on to learn more about cell phones plans in New York City and some things to think about when selecting one.

Good News in New York City
  • All four carriers offer great coverage
  • Competitive market with lots of choice
  • 4G LTE widely available
Things to Know
  • Coverage tricky in some of the cavernous areas between buildings
  • Population density can sometimes affect network availability 

What's the best cell phone plan for me in New York City?

To find out which plan is best for you, it helps to start thinking about three important things:

  • How do you use your phone--particularly away from WiFi?
  • How much you want to pay for your monthly service?
  • Do you want a new phone or are you happy to take your phone to a new carrier?

The answers to these three questions will help you to find the best plan: 

Usage: Thinking about how and how much you use your phone will help to guide you to an appropriate plan. For some, the cheapest cell phone plans will offer just the right bang for the buck; for others, they won’t. 

Budget: For many, budget is the most important consideration when choosing a plan. Figuring out what you’re willing to pay and what sorts of features you can get for that price will go a long way to narrowing your choices. 

Device: While most consumers buy or lease new phones when they sign up for a plan, others are willing to bring their own phones. If you’re happy with your current device, this latter option will save you money. 

To summarize, there is no one-size-fits-all plan; the best cell phone plan for one person may not be the best cell phone plan for someone else. To jump run in, you can run a full plan comparison here, or check out the litany of new devices using our phone finder.

There's Great Coverage in New York City

No carrier's coverage is perfect. Still, metro areas are well covered by all four of the major providers, and it is only in the fringe areas where reception starts to dwindle. This means that you can use one of the cheaper carriers that utilize the networks from the big four carriers, increasing your options for a great deal.

The good news is that you can go with any carrier in New York City and enjoy good coverage. All four networks over great 4G LTE coverage, and this also powers smaller carriers that run on these networks. View the coverage breakdown below

Do I need unlimited data?

The answer to this question depends largely on how and when you use your data. If you tend to use your phone away from the home or office—in other words, without a WiFi signal—you’ll need a plan with enough data to avoid overages or throttling. For some, that will mean an unlimited plan. Similarly, if you're way into Facebook, YouTube and all things streaming, or you have a family plan with Instagram-addled teenagers, unlimited data will mean that you never have to worry. Fun fact: the average smartphone user consumes about 2GB of data per month. 

Here are some things to keep in mind when searching for unlimited data plans for in New York City:

  • Unlimited data with a catch: this where you get only a small portion of data at full speed (say 2GB/mo); after 2GB your plan slows down to a crawl on 2G speeds but you have no overages. These plans are marketed as unlimited data but they are throttled plans.
  • Unlimited data with decreased video quality: where the video you stream on your phone is in standard definition.
  • 'Wholly unlimited data: where the video is in high definition.

If you listen to radio stations in New York City like 106.7, Z-100 or 103.5 you'll hear unlimited data advertised for a low price, but that unlimited data comes with a catch: a portion of it will be a full-speed, while the rest will be “throttled” to slow speeds with no overages. 

How much does unlimited data cost?

Unlimited data plans for a single line typically cost between $50 and $100 per month (we've compared all of the line options here). Adding more lines will reduce the price of each one; the best deal we’ve seen is five unlimited data lines for $100. WhistleOut allows you to compare unlimited data plan prices on a single line, two lines, three lines and four lines.

What can I do about my bad coverage?

Can you hear me now? Getting adequate cell phone coverage in our homes, offices and surrounding areas can be a challenge, and indeed this may be the key factor to consider when deciding on a plan.

If you've already got a plan in Austin where the coverage is questionable, the first thing to know is that your phone model can play a massive role in this. The newest devices typically get far better coverage than the older models as the newer ones have the tech specs and network frequencies to tap into new coverage signals that carriers roll out.

Generally speaking, coverage from most carriers is pretty good in the top 50 U.S. cities. Still, there are always “dead zones” here and there—every carrier has them—and it helps to know where they are. We recommend taking a look at the provider coverage maps for your city before signing up. That way, you can ensure that the supplier whose plan you’re interested in provides a good signal to your area. 

  • T-Mobile offers free in-home extenders on your WiFi, so coverage inside of your house will be excellent, even if there are dead spots via the mobile network
  • Equipment-free WiFi calling is available from a number of carriers; your phone uses WiFi to route the call, so as long as you have a good signal, you’re good to go 
  • 30-day money back guarantees from carriers like Sprint mean that you can sign up for a plan and if the coverage doesn’t work for you, you can cancel without any penalties

Each carrier says they are the best--which one should I go with?

Every carrier says they are the best, so compare first.

Cell phone companies spend millions of dollars in New York City to create TV commercials that promise the "latest and greatest" for an amazing price. With all of those different ads telling you different things, it's hard to keep track of all the deals out there. WhistleOut’s search tool cuts through the noise and presents the carriers’ offers simply and transparently, on one screen.

Every day at WhistleOut we gather the latest prices across thousands of plans. Just let us know what you need and what type of customer you are, and our comparison engine will do the rest.

There are only four carriers in New York City, right?

When it comes to choosing a cell phone carrier, most people immediately think of the big four: Verizon, Sprint, AT&T and T-Mobile. 

In fact, there are dozens of smaller carriers who offer excellent plans and incentives that are worth taking a look at. WhisteOut’s comprehensive comparison tool allows you to search through them all, some of which you may not recognize—MetroPCS, Ting, FreedomPop, Boost Mobile and Virgin Mobile, for example. While these providers are smaller, they utilize the major carriers’ networks, so you’ll be getting similar coverage. Also, their small sizes allow them to offer plans at prices the big guys wouldn’t touch—which is to say, they’re extremely motivated to earn your business.

Before you go with one of the majors, check out some of these lesser-known carriers, verify that they service your area, and compare their respective offers—you may be pleasantly surprised.

Cell Phone Carriers in New York City

Here's the full list of wireless carriers (big and small) in New York City, and the networks that each belongs to. Note that the smaller carriers—Cricket, Metro, Boost, etc.—utilize the networks of the major carriers.

CarrierNetworkAvailable in MemphisPrice Range
AT&TAT&TYes$$$$$
Boost MobileSprintYes$$
C-SpireVerizonYes$$
CREDO MobileVerizonYes (online purchase)$$$$
CricketAT&TYes$$
FreedomPopSprint, AT&TYes (online purchase)$
GreatCallVerizonYes (online purchase)$$
H2O WirelessAT&T Yes (online purchase)$$
MetroPCST-Mobile Yes$$
Mint SIMT-MobileYes (online purchase)$$
Net10T-Mobile, Sprint, AT&T, Verizon, U.S. CellularYes$$ 
Page PlusVerizonYes$$$
Pix WirelessSprint, AT&T Yes (online purchase)$;$ 
Project Fi (Google)Sprint, T-Mobile, U.S. Cellular, ThreeYes (online purchase)$$ 
Red Pocket Sprint, T-Mobile, Verizon, AT&TYes $$$
Republic Wireless Sprint, T-MobileYes (online purchase)$$ 
RingPlus Mobile SprintYes (online purchase)$
Rok Mobile Verizon, SprintYes (online purchase)$$$
Simple MobileT-MobileYes$$$ 
SprintSprint Yes $$$ 
Straight TalkSprint, T-Mobile, Verizon, AT&TYes $$$ 
TelloSprint Yes (online purchase)$$ 
Text NowSprint Yes (online purchase) $$
The People's OperatorT-Mobile, SprintYes (online purchase $$ 
TingT-Mobile, SprintYes (online purchase) $$$
T-MobileT-Mobile Yes $$$$
Total WirelessVerizonYes$$$
TracFoneSprint, T-Mobile, Verizon, AT&T Yes$$$
TwigbyVerizon, SprintYes  $$$ 
U.S. CellularUS CellularYes$$$
Ultra MobileT-MobileYes$$$
US MobileT-MobileYes (online purchase)$$$$
Verizon Wireless VerizonYes$$$$$
Virgin Mobile SprintYes$$$

What do I need to know about switching providers?

The process of switching carriers isn’t as arduous as it once was. These days, the FCC mandates that your new carrier port your existing number within 24 hours, so your number won’t be suspended in mid-air. Depending on how many lines you have, flipping the “going live” switch can take between 10 minutes and 24 hours.

  • Be aware of the ETF (early termination fee), if any, with your current provider. 
  • Do not cancel your current service until you’ve contacted your new service. Your new service provider will help you make the switch.

You will be able to make and receive calls during the transferring / porting process, but not all of your phone’s features will be working during this time.

While you may want to bring your old phone and number to your new provider, keep in mind that the device might not make the cut with your new provider’s network. If that’s the case, you might have to get a new phone when you sign up with them.  

For more information on how the process of switching providers works, go here.

Cell Phone Coverage Areas Compared in New York City

Each of the major areas in New York City is well served by the major carriers, with 4G LTE (the best connection type) widely available across all regions. Remember that the smaller carriers all use the networks belonging to the big guys, listed below. If you’re interested in one of these smaller carriers, be sure to check which network they're using.

Verizon NetworkAT&T NetworkT-Mobile NetworkSprint Network
Financial District4G LTE4G LTE4G LTE4G LTE
Lower East Side4G LTE4G LTE4G LTE4G LTE 
Lower West Side4G LTE4G LTE4G LTE 4G LTE 
Midtown East and West Sides4G LTE 4G LTE
4G LTE4G LTE 
Upper East and West Sides4G LTE4G LTE4G LTE4G LTE 
Harlem4G LTE4G LTE 4G LTE 4G LTE
Brooklyn4G LTE4G LTE4G LTE4G LTE

Getting the Best Plan

How do you use your phone? 

Whether you use your phone to stream Spotify and YouTube all day or use it primarily for talking and texting, the following rules of thumb can help guide you to an appropriate plan: 

  • If you're using your smartphone away from WiFi at least once a day for 10 minutes or more, we recommend signing up for a plan with at least 500MB
  • If you're using 20 minutes per day we recommend a plan with 1GB at least per month
  • At 30 minutes per day, we’d recommend 2GB of data per month. To read more about how much mobile data you need in your plan, check out our guide to mobile data.

The average person uses over 2GB of data per month on their cell phone plan. Check out our guide to mobile data usage to get a good idea of how much data you need.

How much do you want to pay? 

The cell phone plan that will make you the happiest is the one that offers you the most features for the price. Signing up with non-traditional carriers who offer better prices than the majors can be a great way to save. Likewise, extending the life of your current phone by taking it to another carrier (called bring your own phone) can lower your monthly phone bills.

We present you with all of the carriers and plans offered in New York City - just tell us how much you want to pay and which features you're looking for, and we'll do the rest.  

Am I paying too much for my plan?

For many of us, monthly cell phone bills are complicated and mysterious documents that we blindly pay simply to avoid thinking about them. However, if you have a sneaking suspicion that you’re paying too much for your plan—or even if you don’t—taking a look “under the hood” of your bill can be an enlightening experience. You can do this by logging into your account on your carrier’s website, using a third-party usage app, or the old-fashioned way: taking a closer look at your paper bill. 

Once you’ve done that, we recommend comparing your options based around your usage. While this task may seem similarly daunting given how much information is out there, rest assured that our comparison tool distills it down and presents it to you in simple-to-understand, transparent ways. 

This way, you can decide for yourself whether you’re paying too much for what you’re getting.

Using Public WiFi in New York City

Ranked as one of the most mobile-friendly cities in the U.S., New York City offers free WiFi in a variety of public spaces, including libraries, museums, and parks. Check out some of the places offering free WiFi below. 

Public WiFi hotspots in New York City

LocationFree Wifi
John F. Kennedy International AirportYes
LaGuardia AirportYes
Union Square ParkYes
Bryant ParkYes
City Hall ParkYes
Bowling Green ParkYes
Grand Central TerminalYes
LinkNYC KiosksYes
7 World Trade CenterYes
Various New York Subway Stations (150 and counting)Yes
Brooklyn Bridge ParkYes
ProspectYes
Thomas Jefferson ParkYes
Central Park (south side)Yes
Tompkins Square ParkYes
The High Line
Yes

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WhistleOut maintains a broad list of service providers and we endeavour to include at least the top ten service providers in every category so that you can make a transparent choice. When you see a 'promoted product' or a product with a 'go to site' button it means that WhistleOut is earning a transaction click fee for the referral. We audit the prices in our database regularly and we don't alter the ranking of products in our organic search based on any commercial relationship. Find out more here