By
Scott Houghton - Jr. Staff Writer
Updated

A Metro by T-Mobile family plan costs $100 to $140 per month for 4 lines, depending on which unlimited plan you choose. Metro's cheapest 4-line unlimited data family plan costs $100/month with taxes and fees included. The main extra costs are a first bill that's $5 higher, in-store activation fees, and any phones you buy.

Metro by T-Mobile, formerly MetroPCS, is T-Mobile's prepaid brand, so Metro family plans run on T-Mobile's 5G network with no credit check or contract. I've used T-Mobile's network on my Galaxy Z Fold 5 for years without any coverage issues, and Metro customers use that same network for calls, texts, and data.

How much is a Metro by T-Mobile family plan?


The cost of a Metro family plan depends on the plan you choose and how many lines you add to your account. Four lines at Metro by T-Mobile cost $100, $120, or $140 per month, depending on the plan. With four lines, the $40 Period plan works out to $25 per line, the $50 plan to $30 per line, and the $60 plan to $35 per line.

Metro by T-Mobile 4-line plan pricing

Metro plan 4-line cost Cost per line
$40 Period Unlimited 5G Data $100/month $25/month
$50 Unlimited 5G Data $120/month with AutoPay $30/month
$60 Unlimited Premium 5G Data $140/month with AutoPay $35/month

Pricing as of October 2026

For a family of four, the $40/month gap between Metro's cheapest and most expensive plans pays for more high-speed data, more hotspot data, and extras like Amazon Prime.

How many lines can you have on a Metro by T-Mobile plan?

Metro by T-Mobile offers family pricing for up to four phone lines on the $40 Period plan, $50 plan, and $60 plan. Like most family cell phone plans, Metro lowers the per-line price as you add lines, so savings grow as your family grows. Families that need more than four phone lines should look at Metro's other plans or ask a Metro store associate what's available.

What's included in Metro unlimited family plans?


Every Metro unlimited family plan includes unlimited talk, text, and 5G data on each line, along with Scam Shield call protection, T-Mobile Tuesdays rewards, and a 5-year price guarantee. The differences between Metro's unlimited plans come down to how much high-speed data each line gets before it slows down (known as "premium" data), whether the plan includes dedicated hotspot data, and which extras it includes.

Metro unlimited plan inclusions compared

What's included $40 Period $50 plan $60 plan
High-speed data per line 35GB, then speeds can slow when the network is busy 50GB, then speeds can slow when the network is busy No slowdown threshold
Hotspot data per line None 8GB 25GB
Video quality SD SD Up to HD
Google One storage None 100GB 100GB
Amazon Prime No No Included
Phone upgrades after 12 months No Yes Yes

Plan details as of October 2026

For most families, the $40 and $50 plans provide the best balance of inclusions and price. Our guide to the best Metro plans breaks down every tier so you can compare the extras side by side.

Can each line on a Metro family plan have a different plan?

Every line on a Metro by T-Mobile family plan must be on the same plan; the carrier doesn't offer an option to mix and match plans across lines. If a family has one heavy data user and three light data users, choose a plan that accommodates the heavy data user.

Before upgrading the whole family for one person, check how much mobile data each line actually needs.

What to expect on your first Metro family plan bill


Your first Metro family plan bill covers the first month of service, which costs $5 more than the regular monthly price, plus a $25 activation fee for each new line set up in a store, unless a deal waives it. Both are one-time charges, so starting with the second month, a Metro family plan costs the same plan price every month thereafter, with taxes and fees already included.

You pay for new phones separately at checkout, and families with unlocked, compatible phones can bring their own to Metro and skip the phone cost.

Are taxes and fees included in Metro plan prices?

Metro by T-Mobile includes sales tax and fees in the monthly price of every plan, so a 4-line plan listed at $100/month costs $100/month. Metro's 5-year price guarantee also covers sales tax and fees, so the monthly plan price won't change during the guarantee period.

Does Metro charge activation fees for new lines?

Metro by T-Mobile charges a $25 activation fee for each new line set up in a store, so activating 4 lines costs $100. Metro sets up multi-line family plans in its stores, and many of Metro's current deals waive the activation fee.

Is a Metro by T-Mobile family plan worth it?


A Metro by T-Mobile prepaid family plan is worth it for families looking for a prepaid carrier with unlimited data on four lines with taxes and fees included, no credit check, and a 5-year price guarantee on talk, text, and data. Metro runs on T-Mobile's 5G network, and when we tested Metro by T-Mobile, we found strong coverage and fast data speeds. Note that Metro customers may see slower speeds than T-Mobile customers when the network is busy.

A Metro family plan is a less natural fit for families who want to mix and match plans for different lines or prefer to create their family plan online, since Metro only sets up multi-line accounts in its stores.

Metro family plans: FAQ


Can I sign up for a Metro family plan online?

Families must sign up for a Metro family plan in a Metro store, where they activate every line together and get Metro's multi-line pricing. Metro's website supports single-line plans, which customers can order and activate online.

Can I change my Metro family plan online?

You can change a Metro family plan online through the myMetro app, where Metro shows plan change and payment details before you confirm. Adding new lines is the exception, since Metro's website only processes single-line plans and directs customers who want additional lines to a store.

Changing your plan can affect current promotions, and leaving a plan with the 5-year price guarantee means you can't switch back later to get it again. Every line on a Metro family plan must share the same plan, so a plan change affects the whole family at once.

Can you get free phones when you add lines on Metro?

Metro often offers free phones when you add lines, including an in-store deal that gets you 4 lines for $100/month plus a free phone on each line. The free phones in the 4-line deals come from a rotating list of entry-level models, and you pay for the first month of service plus any sales tax on the devices.

Most of Metro's add-a-line deals on single phones require you to bring your number from another carrier. They aren't available to any previous Metro or T-Mobile customer whose account was active in the past 180 days. Metro's deals are limited-time offers, so the phones change throughout the year.

Is mobile hotspot included on Metro family plans?

Mobile hotspot is included on Metro's $50 and $60 family plans, with 8GB of hotspot data per line on the $50 plan and 25GB per line on the $60 plan. The $40 Period plan doesn't include hotspot data, so families who connect laptops or tablets to a phone need the $50 plan or higher.

What does 4 lines on Metro cost per year?

Four lines on Metro cost $1,200 per year on the $40 Period plan, $1,440 per year on the $50 plan, and $1,680 per year on the $60 plan, with taxes and fees included. The first year runs $5 higher because of the first-month price, plus up to $100 in activation fees for in-store sign-ups without a fee waiver.

The $50 plan and $60 plan yearly totals assume AutoPay, since both plans cost $5 more per month without it.

This page is sponsored by Metro by T-Mobile in paid partnership with WhistleOut.

Scott Houghton

Jr. Staff Writer

Scott Houghton
Scott is a Jr. Staff Writer for WhistleOut with over five years of experience writing about tech, education, and digital services for SaaS companies, higher education platforms, and podcasting brands. He specializes in turning complex topics into clear, helpful content, cutting through the noise, and making smarter decisions about the tools and tech they use every day.

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